Your Info and Public Info

By asking the right questions, the agents have a duty to respond to your specific data. Its called a – Data Subject Access Request for that reason, and it relates to you and your specific data. Think of it as a Freedom of Information request, but specific to you. FoI is similar, but its for all public bodies and there duty of disclosure

Data Subject Access Request


A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties. Typically, a fiduciary prudently takes care of money or other assets for another person.

s.196 (4) Law of Property Act 1925

Proof of assignment is needed. (source)

s.53 s.136 Law of Property Act 1925

Absolute assignment of a chose in action. (source)

s.44 Companies Act 2006

Company proof of signatures. (source)

s.173 (3) Data Protection Act 2018

Criminal offence for organisations to alter, deface, block, erase, destroy or conceal information with the intention of preventing disclosure (source)

“Liberty is the right to do what the law permits.”



Inital Request

Draft and send your initial Questions to your agents, this has a 30-day timeline. 


7 Day Notice

Send a 7-day notice on day 21 if you have not yet received a response from the company.


Opportunity to Cure

Follow up with a final response asking them to comply with the original requests.


Notice of Default

Follow up with a notice of default explaining you will be going to court


Affidavit of Truth

An unrebutted affidavit stands as truth and judgement in law.



Submit your claim to your local county court for judgement

Remember, using the correct language is everything. It is, quite literally, the difference between remedy and failure.

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